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Olhoeft Financial's Daily Financial Updates: 07/13/11
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Olhoeft Financial's Daily Financial Updates. Wednesday, July 13, 2011. Discipline: Your Secret Weapon. Working with markets, understanding risk and return, diversifying and portfolio structure—we've heard the lessons of sound investing over and over. But so often the most important factor between success and failure is ourselves. On the face of it, you might think that those who were trading more actively would be more experienced, sophisticated and able to control themselves," the authors said. "But...
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Olhoeft Financial's Daily Financial Updates: 02/16/11
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Olhoeft Financial's Daily Financial Updates. Wednesday, February 16, 2011. Tax Planning Alert—The 2010 Tax Act. The newly passed and signed 2010 Tax Act, formally named the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, includes several provisions that will affect taxpayers. Here is the information you need to know now about this legislation, formally named the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. 8226; reduces the estate tax;.
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Olhoeft Financial's Daily Financial Updates: 02/09/11
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Olhoeft Financial's Daily Financial Updates. Wednesday, February 9, 2011. What’s “New” about a New Normal? The 2008 global market crisis and the struggling economy have left many investors fatigued. Despite two years of strong equity returns, some investors have been slow to regain market confidence. Many are accepting the talk about a “new normal” in which stocks offer lower returns in the future (1). US Stock Market Performance after 1932*. 5 Years 10 Years 20 Years. 5 Years 10 Years 20 Years. 5 years ...
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Olhoeft Financial's Daily Financial Updates: 04/21/11
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Olhoeft Financial's Daily Financial Updates. Thursday, April 21, 2011. So, is the municipal bond market at risk of massive default? No one knows—and we are not in the prediction business. But your view probably depends on your economic expectations and familiarity with the municipal bond market. With this in mind, consider these principles:. Chart 1: Bond Default Rates—Cumulative Percent (1970-2008). Fixed income securities are subject to increased loss of principal during periods of rising interest rate...
olhoeftfinancial.blogspot.com
Olhoeft Financial's Daily Financial Updates: 05/25/12
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Olhoeft Financial's Daily Financial Updates. Friday, May 25, 2012. The Tradeoff: Preserving Capital or Preserving Purchasing Power. For example, Table 1 contains annualized returns from Australia, Canada, the US, and the UK for more than a century. Bills only slightly beat inflation before tax, but this small return advantage can easily disappear on an after-tax basis.1 Nonetheless, the table clearly demonstrates that equities have delivered returns exceeding both bills and inflation by a wide ma...Count...
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Olhoeft Financial's Daily Financial Updates: 02/01/11
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Olhoeft Financial's Daily Financial Updates. Tuesday, February 1, 2011. Record Retention: Keep critical documents and records safe and secure but accessible in a time of need. Stock and bond certificates. Wills and estate plans. Marriage and birth certificates. Keeping copies of vital records can save time, money, and headaches. The specific contents of some documents, such as wills and trusts, may be inappropriate to keep in more highly accessible home files. Instead of a photocopy, you might simply...
olhoeftfinancial.blogspot.com
Olhoeft Financial's Daily Financial Updates: The Tradeoff: Preserving Capital or Preserving Purchasing Power
http://olhoeftfinancial.blogspot.com/2012/05/tradeoff-preserving-capital-or.html
Olhoeft Financial's Daily Financial Updates. Friday, May 25, 2012. The Tradeoff: Preserving Capital or Preserving Purchasing Power. For example, Table 1 contains annualized returns from Australia, Canada, the US, and the UK for more than a century. Bills only slightly beat inflation before tax, but this small return advantage can easily disappear on an after-tax basis.1 Nonetheless, the table clearly demonstrates that equities have delivered returns exceeding both bills and inflation by a wide ma...Count...
olhoeftfinancial.blogspot.com
Olhoeft Financial's Daily Financial Updates: 07/27/11
http://olhoeftfinancial.blogspot.com/2011_07_27_archive.html
Olhoeft Financial's Daily Financial Updates. Wednesday, July 27, 2011. The Debt Ceiling and the Road Ahead. After all the debate in recent weeks over issues related to raising the nation's debt limit, it's hard to know exactly what might happen after August 2. Borrowing represents more than 40% of the nation's expenses, and any default on the country's obligations would be unprecedented. Regardless of whether the debt ceiling stays the same, several significant auctions of Treasury securities are schedul...
olhoeftfinancial.blogspot.com
Olhoeft Financial's Daily Financial Updates: The Debt Ceiling and the Road Ahead
http://olhoeftfinancial.blogspot.com/2011/07/debt-ceiling-and-road-ahead.html
Olhoeft Financial's Daily Financial Updates. Wednesday, July 27, 2011. The Debt Ceiling and the Road Ahead. After all the debate in recent weeks over issues related to raising the nation's debt limit, it's hard to know exactly what might happen after August 2. Borrowing represents more than 40% of the nation's expenses, and any default on the country's obligations would be unprecedented. Regardless of whether the debt ceiling stays the same, several significant auctions of Treasury securities are schedul...