paulandres.blogspot.com

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There's no such thing as a real estate bubble. Friday, December 29, 2006. Finding an agent is easier than stabbing fish in a barrel. There are thousands of real estate agents and loan reps all with the same products and inventory available; not one has the upper edge on the other. I tell you this because I’m one of the thousands, although I have been around since 1988. One good thing to be aware of is what you as the consumer are being charged. Paul R. Andres. Links to this post. With a teaser rate; it i...

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There's no such thing as a real estate bubble. Friday, December 29, 2006. Finding an agent is easier than stabbing fish in a barrel. There are thousands of real estate agents and loan reps all with the same products and inventory available; not one has the upper edge on the other. I tell you this because I’m one of the thousands, although I have been around since 1988. One good thing to be aware of is what you as the consumer are being charged. Paul R. Andres. Links to this post. With a teaser rate; it i...

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The good news... | paulandres.blogspot.com Reviews

https://paulandres.blogspot.com

There's no such thing as a real estate bubble. Friday, December 29, 2006. Finding an agent is easier than stabbing fish in a barrel. There are thousands of real estate agents and loan reps all with the same products and inventory available; not one has the upper edge on the other. I tell you this because I’m one of the thousands, although I have been around since 1988. One good thing to be aware of is what you as the consumer are being charged. Paul R. Andres. Links to this post. With a teaser rate; it i...

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paulandres.blogspot.com

1

The good news...: Options, options, Bad options! Very bad! Bad Options…

http://www.paulandres.blogspot.com/2006/11/options-options-bad-options-very-bad.html

There's no such thing as a real estate bubble. Friday, November 17, 2006. Options, options, Bad options! Since when did having options become a bad thing? Aren’t options part of becoming a responsible adult? Over the past decade the media has become a smorgasbord of doom and gloom especially when it comes to this monstrous bubble that has been rumored to implode and swallow anyone in a pay option arm – never to be seen again! It’s true, opinions are like noses – EVERYBODY has one. The opinion is that the...

2

The good news...: FICO got you down?

http://www.paulandres.blogspot.com/2006/11/fico-got-you-down.html

There's no such thing as a real estate bubble. Tuesday, November 14, 2006. FICO got you down? Housing inventories are up, prices are leveling and individuals wanting to buy homes have a selection to choose from. This sounds great, so why the long face? Oh, you were expecting to make $100,000 this year in equity appreciation. Bummer. Although there have been significant improvements, I don’t know of anyone who has reinvented the wheel. Man have I gotten off track! Buyers and sellers had to be creative and...

3

The good news...: To buy, or not to buy, that is the qustion...

http://www.paulandres.blogspot.com/2006/11/to-buy-or-not-to-buy-that-is-qustion.html

There's no such thing as a real estate bubble. Wednesday, November 15, 2006. To buy, or not to buy, that is the qustion. For the most part that’s true, primarily because most buyers’ agents are one-dimensional thinkers with little fiduciary responsibility to the buyer. I liked the old days, when there was just seller agency, face it, the seller pays the commission. Call a spade a spade. The right time to buy. I personally think it’s because most real estate agents deem they hold the primordial secr...

4

The good news...: FIXED RATE PICK-A-PAYMENT MORTGAGE

http://www.paulandres.blogspot.com/2006/12/fixed-rate-pick-payment-mortgage.html

There's no such thing as a real estate bubble. Tuesday, December 12, 2006. FIXED RATE PICK-A-PAYMENT MORTGAGE. I talked about the Pick-A-Payment loan previously and got a lot of questions - actually negative comments about the loan. The primary being that Pick-A-Pay (PAP) type loans are "teasers". I'll say this again, the PAP is not a gimmick. Control your budget and your rate. The Fixed Rate Pick-a- Payment. With the Fixed Rate Pick-a-Payment, you could:. Paying down high-interest debt. Control your bud...

5

The good news...: November 2006

http://www.paulandres.blogspot.com/2006_11_01_archive.html

There's no such thing as a real estate bubble. Friday, November 17, 2006. Options, options, Bad options! Since when did having options become a bad thing? Aren’t options part of becoming a responsible adult? Over the past decade the media has become a smorgasbord of doom and gloom especially when it comes to this monstrous bubble that has been rumored to implode and swallow anyone in a pay option arm – never to be seen again! It’s true, opinions are like noses – EVERYBODY has one. The opinion is that the...

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elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: October 2006

http://elisabeth-etiopia.blogspot.com/2006_10_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Wednesday, October 11, 2006. Jeg sitter i Shesamenne. En liten by en time fra landsbyen vi bor i. Er paa internett, er godt aa hoere litt hjemmefra igjen! Til vanlig kjoerer vi rundt i vaar blaae Nissan, men idag valgte vi aa gjoere ting litt annerledes. Bussen. De lo av oss i bussen naar vi fortalte at det er faste buss-tider i Norge. At bussen kan kjoere selv om det bare er en person med. Det gjoer den aldri her, her er det fult! Er godt aa kjenne at n...

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: July 2006

http://elisabeth-etiopia.blogspot.com/2006_07_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Wednesday, July 26, 2006. Renate og meg på en liten hytte-tur i sommer. Godt å ha en "Skiens-venn" fra Karmøy i Vats, takk for den du er Renate! På Bakkestranda tidlig i sommer, hadde en flott arbeidsuke sammen med Kristin i Skien. En flott dame, med mye kjærlighet og visdom! Posted by liz @ 2:13 PM. Jeg har da gjort litt i sommer! Var en tur i Molde, en virkelig vakker by! Jeg fikk besøkt min kjære vennine Inger Lise- flott dame- takk for godt vennskap!

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: February 2007

http://elisabeth-etiopia.blogspot.com/2007_02_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Tuesday, February 27, 2007. Wow, livet er herlig dere. Solbrun. solbrent heter det kanskje, blaa himmel og hvite strender saa langt oeye kan se! Med internett som min blogg funker paa! Kan det bli bedre. Som du kanskje forstaa er jeg ikke lengre i Etiopia! Kenya- wow, det er flott land! Jorun og jeg maatte ut av landet en liten tur, for aa fornye visum! Men det som var det spennede var turen dit! Men dette var toppen paa kransekaken som det heter! Ene pl...

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: September 2006

http://elisabeth-etiopia.blogspot.com/2006_09_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Friday, September 22, 2006. 2 hvite blandt 15 000 brune. Jorun og jeg sammen med 15 000 etiopere som takket og sang til Gud for det nye året! Posted by liz @ 2:36 PM. Mmmm, deilig mat! Daniel feirer nyttår med god, tradisjonell mat hos noen venner av oss! Vår kjære kjente ingjara. Spises tre ganger daglig! Posted by liz @ 2:01 PM. Daniel, jeg og Jorun! Posted by liz @ 12:54 PM. Thursday, September 21, 2006. Godt nytt aar til deg! Ja, det stemmer nok det!

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: January 2007

http://elisabeth-etiopia.blogspot.com/2007_01_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Tuesday, January 02, 2007. Hei hei, takk for sist! Lenge siden jeg har vært her nå! Det er liksom ikke like stas å oppdatere bloggen når jeg ikke kan se deg selv, eller lese komentarer. Den siste mnd har det ikke gått ann å opne noen blogge. Men kan jo alikevel oppdatere, siden det skjer litt av hvert her. Oppmuntrende å se forandringen som skjer i Koffale, hvor kirkene står mer og mer sammen! Posted by liz @ 9:24 AM. View my complete profile. 2 hvite bl...

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: July 2007

http://elisabeth-etiopia.blogspot.com/2007_07_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Wednesday, July 11, 2007. En jeg er glad i. Posted by liz @ 3:14 AM. Monday, July 09, 2007. Her er jeg. endelig, etter en liten pause. en litt lengre pause kan man vel si! Og mye har skjedd siden den gang Jorun og jeg lå på Mombassa`s flotte strender. Ja, jeg kom meg trygt tilbake til vakre Norge, uten noen store skader, men med mange nye erfaringer, opplevelser og vennskap som jeg absolutt ikke ville vært uten! Jeg håper jeg kan bruke dette som en unnsk...

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: August 2006

http://elisabeth-etiopia.blogspot.com/2006_08_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Saturday, August 26, 2006. Det er lørdag ettermiddag. Ute er det regn og grått. Jeg sitter å chatter med venner. Høres ut som Norge? Det er nok ikke det. Jeg har nå vært i Etiopia i en uke nå. Kjennes sprøtt ut. Kjennes lenge ut. Kjennes godt ut! Godt å være akkurat her Gud vil ha meg. Posted by liz @ 7:41 AM. Thursday, August 10, 2006. The journey have started. Alright- I`ll try to write some in english here- in respect of all my english friends! Now I`...

elisabeth-etiopia.blogspot.com

Elisabeth`s afrikanske verden: November 2006

http://elisabeth-etiopia.blogspot.com/2006_11_01_archive.html

Sitter nå i min lille kuskitt-hytte i Koffale. =). Wednesday, November 15, 2006. Det er ikke Norge det er snakk, men mitt hjem i Koffale. Jeg skal hjem igjen. Sitter i Shasamenne igjen, den lille byen foer vi kjoerer inn paa vaar 27 km lange alldeles humpete vei. Saa da reiste vi like godt tilbake til Koffale. Skal bli godt aa komme tilbake noen dager. Som jeg sa blir ikke ting som vi planlegger, men da er det ekstra godt aa kjenne at Gud planlegger for oss. Men heldigvis ble det ingen drept! Tuesday, No...

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The good news...

There's no such thing as a real estate bubble. Friday, December 29, 2006. Finding an agent is easier than stabbing fish in a barrel. There are thousands of real estate agents and loan reps all with the same products and inventory available; not one has the upper edge on the other. I tell you this because I’m one of the thousands, although I have been around since 1988. One good thing to be aware of is what you as the consumer are being charged. Paul R. Andres. Links to this post. With a teaser rate; it i...

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As a UK based educator and photographer, the creativity of the individual is something that I address every working day with my students. I firmly believe that to be creative, a photographer or artist cannot exist in a vacuum. It is therefore vital that a rich visual environment exists to promote and stimulate ideas. The Internet is the consummate medium to exhibit work and receive ongoing feedback from a wide ranging audience.

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