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SEC Capital: Home

The ultimate source for commercial financing. Loans for commercial entities only. No residential loans available. Mdash; Institutional Lenders. Mdash; Corporate Lenders. Our Goal at SEC Capital. When speaking with a Southeast Commercial Capital consultant, our associates listen to the needs of the client and provide all known options that may otherwise not have been offered. We pride ourselves as the low cost service provider due to our access to the lowest rates available and unlimited resources.

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SEC Capital: Home | seccapital.com Reviews
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The ultimate source for commercial financing. Loans for commercial entities only. No residential loans available. Mdash; Institutional Lenders. Mdash; Corporate Lenders. Our Goal at SEC Capital. When speaking with a Southeast Commercial Capital consultant, our associates listen to the needs of the client and provide all known options that may otherwise not have been offered. We pride ourselves as the low cost service provider due to our access to the lowest rates available and unlimited resources.
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1 types of loans
2 commercial loan process
3 get a quote
4 apply now
5 about us
6 we say yes
7 fast commitments
8 quick closings
9 10 day closings
10 unlimited resources
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SEC Capital: Home | seccapital.com Reviews

https://seccapital.com

The ultimate source for commercial financing. Loans for commercial entities only. No residential loans available. Mdash; Institutional Lenders. Mdash; Corporate Lenders. Our Goal at SEC Capital. When speaking with a Southeast Commercial Capital consultant, our associates listen to the needs of the client and provide all known options that may otherwise not have been offered. We pride ourselves as the low cost service provider due to our access to the lowest rates available and unlimited resources.

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seccapital.com seccapital.com
1

SEC Capital: Net Operating Income

http://www.seccapital.com/netopincome.html

The ultimate source for commercial financing. Calculating Net Operating Income. We will discuss Net Operating Income first because this number plays an important part from the very beginning of the loan process. Net Operating Income, or NOI, is determined by subtracting vacancies and operating expenses from a property's gross income. Mortgage Resources and Tools. Calculating Net Operating Income. Calculating Debt Service Coverage.

2

SEC Capital: About Stated Income

http://www.seccapital.com/statedincome.html

The ultimate source for commercial financing. So, how do you get your funding? You'll only need to state your income on the loan application to any of the many commercial lenders that gladly finance commercial property for business owners that occupy the property themselves. Unlike banks, whose charters require extensive income and expense documentation in addition to other lending restrictions, commercial lenders have much broader lending guidelines. So, how do you get your funding? DSCR (Debt Service C...

3

SEC Capital: Capitalization Rate

http://www.seccapital.com/caprate.html

The ultimate source for commercial financing. How to Calculate Capitalization Rate. The capitalization rate, or cap rate, is a ratio used to estimate the value of income-producing properties. This section discusses how cap rates are calculated, how you can obtain an accurate, current cap rate and how you will use the cap rate n your brokerage business. The cap rate is net operating income (NOI) of a commercial property divided by the sales price or value of the property and expressed as a percentage.

4

SEC Capital: Glossary

http://www.seccapital.com/glossary.html

The ultimate source for commercial financing. A 2-dimensional measure of land equaling 4,840 square yards, or 43,560 square feet. A mortgage with an interest rate that changes periodically, according to an index that is selected when the mortgage is issued. The initial interest rate is lower than that of fixed? Rate mortgages, but monthly payments can go up or down as the rate is adjusted. The period of time between changes in the interest rate for an adjustable? In appraisal, the non? A hotel rate used ...

5

SEC Capital: The Loan Process

http://www.seccapital.com/loanprocess.html

The ultimate source for commercial financing. An Overview of the Commercial Loan Process. After you have been approved, we will prepare the closing documents that will be supplied to the closing agent in your area that will handle the closing. Closing usually occurs within days of approval. Because we work with national service providers, we have confidence that the closing will be scheduled in a timely manner and that the closing of the loan will proceed without difficulty or inconvenience.

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SEC Capital: Home

The ultimate source for commercial financing. Loans for commercial entities only. No residential loans available. Mdash; Institutional Lenders. Mdash; Corporate Lenders. Our Goal at SEC Capital. When speaking with a Southeast Commercial Capital consultant, our associates listen to the needs of the client and provide all known options that may otherwise not have been offered. We pride ourselves as the low cost service provider due to our access to the lowest rates available and unlimited resources.

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